EMI Calculator

The EMI updates as you type. Add prepayments below to see what they save.

Prepayments

How it works

EMI is the fixed amount you pay each month until the loan is repaid. It depends on the loan amount, interest rate and tenure. A prepayment reduces the outstanding principal — choose "reduce tenure" to finish the loan sooner (saving the most interest) or "reduce EMI" to lower future monthly payments.

FAQ

Can I add more than one prepayment? Yes — click "Add prepayment" for each lump sum and set the month it applies.